About Sue Anfang


I am proud to live and work in Scarborough!  I take great pleasure in helping homebuyers like you find Houses for Sale in Scarborough.  Whether it's helping you discover all the fantastic neighbourhoods from the estate properties near Hill Crescent & the Scarborough Bluffs or finding a great home in Centennial, West Rouge, West Hill or Highland Creek, my extensive knowledge of Scarborough homes for sale can help you find a great value!  Take a look through the Real Estate Listings to find the perfect Scarborough Home, Townhome or Condo for sale or call me today at 416-562-5002.

If you're looking to list your Scarborough Home for Sale, I will help you understand the current market and develop a customized marketing plan will help your home stand out from other Homes for Sale and help you sell quickly, as stress-free as possible for top dollar.


What makes me different than other agents?

Not all agents have the same level of education, experience & training, so what makes me different? 

  • Experience: With over 15 years experience and buying, selling & leasing over 20 properties per year means I have the experience to forsee and prevent any issues for your greatest financial asset
  • Hands on: when you hire a mega-team it's likely you won't even meet the face on the sign!  When you hire me you get me!
  • Communication: I use proven systems and proceedures to make sure that everything goes smoothly.  You'll have direct access to me however you like to communicate: Text, Phone, Email, What'sApp, Facebook Messenger, I will get back to you promptly because if it's important to you, it's important to me!
  • Industry Leadership: As a top agent, am a member of the Agent Leadership Council at our Brokerage.  I am also a member of the Consumer Relations Comittee at the Toronto Regional Real Estate Board
  • Negotiation skills: Certified Master Negotiator in Real Estate, I will work hard to make sure no money is left on the table during negotiations.
  • Training & Education: Keller Williams Realtors are among the highest trained Realtors in the business, I attend several training sessions monthly to keep honing my skills!

Special Designations & Training

 MCNE - Master Certified Negotiation Specialist

Are negotiation skills important in your real estate professional? You bet they are.

Buying or selling a home can be a very emotional experience. There are multiple parties, conflicting interests and myriad issues that make a simple negotiation complex. In choosing your real estate professional, there is one factor to consider above all others: How well can your real estate professional negotiate on your behalf?

You set the terms and conditions for your agent to achieve. It is then up to your agent to use all of their negotiating strategies to persuade the other side to accept your terms. Therefore, you need to be certain that your agent has the skills to effectively persuade and influence the other party.

Since real estate negotiations include many different people and issues, it is always in your best interest to hire an agent specifically trained to handle the complexities associated with this negotiation process. An agent who carries the MCNE designation has been trained in professional negotiation tactics by the Real Estate Negotiation Institute, the leading negotiation training and coaching company for real estate professionals in the world.

Agents who hold the MCNE designation have completed negotiation training based on models of the Harvard Negotiation Program. They have mastered and exercised tactics of BATNA and collaborative negotiations, engaged with frameworks to best represent both Buyers and Sellers, have succeeded in written negotiations, and have studied the nuanced areas of negotiating across cultures and generations.


For Reviews & Success Stories, click this link

Education: Ontario Real Estate College Legal Assistant, Centennial College

Specialty: Homes for sale in Scarborough, Durham and the GTA, Relocating & Downsizing and Seniors Specialist

Designations:  SRES, (Seniors Real Estate Specialist); Pivotal-ASA (Accredited Senior Agent), MCNE ( Masters Certified Negotiation Expert)

Awards: Silver Award 2016, 2018. Gold Production Award 2017, 2019, 2020.  

Area Covered: Dorset Park Agincourt West Hill Birch Cliff Cliffside Clairlea Wexford Maryvale Tam O'Shanter L'Amoreaux Agincourt Woburn Bendale Kennedy Park Ionview Scarborough Village Guildwood Rouge West Rouge Centennial Highland Creek Morningside

GTA REALTORS® Release March 2021 Stats

For the third straight month of 2021, record home sales continued in March across the Greater Toronto Area (GTA) with buyers taking advantage of favourable borrowing costs and continued improvement in many sectors of the economy.

GTA REALTORS® reported 15,652 sales in March 2021 – close to double that of March 2020. While sales were strong, it is important to remember that for the second half of March we are comparing against the initial impact of COVID-19 in the second half of March 2020 when sales activity dropped off dramatically. With this in mind, it is important to consider annual sales growth for the pre-COVID period (March 1 to 14, 2020) and COVID period (March 15 to 31, 2020):

- There were 6,504 sales reported during the first 14 days of March 2021 - up 41 per cent compared to the pre- COVID period in March 2020.

- There were 9,148 sales reported between March 15th and March 31st 2021, an increase of 174 per cent compared to the COVID period of March 2020. This is a stark reminder of the initial impact COVID-19 had on the housing market and overall economy a year ago.

For March 2021 as a whole, new listings were up 57 per cent year-over-year to 22,709. While representing a strong year-over-year increase, the annual growth rate for new listings was well-below that of sales.

The MLS® Home Price Index Composite Benchmark for March 2021 was up by 16.5 per cent compared to March 2020. The average selling price, at $1,097,565 was up by 21.6 per cent over the same period. Following the recent trend, low-rise home sales in regions surrounding the City of Toronto drove price growth.


 I just represented a buyer in a multiple offer situation (also known as a “bidding war”) Happens all the time in Toronto, right?  What was different in this case was that there were 42 other offers along with ours!  So how did we end up winning the property, and, more importantly NOT overpaying?  Here’s what we did…..

Understand what a multiple offer situation is (and isn’t). Simply put, it’s one of several marketing strategies sellers use to sell homes.  Here’s how they generally work:

As a Realtor, there are many approaches to marketing a listing.  One strategy is to underprice the home in hopes of attracting as many buyers as possible.  Generally speaking the home is underpriced 10-15% below market value & offered for viewings for 7-10 days.  Offers are reviewed at a specific date & time which is indicated on the listing.   The seller hopes at the offer review time that the home sells with no conditions to the highest bidder.   In some cases ‘bidding frenzy’ may drive prices slightly over market value.

In this case the Sellers priced the listing super aggressively at about 30% less than market value.  A good Realtor can easily check market value by reviewing recently sold similar properties to make sure you're not overpaying.  

As a buyer, how do you compete in these situations?

  1. Communication with the listing agent.  A good realtor will open communication to get the best information to provide to a buyer to create a winning bidding strategy.  This way the listing agent understands you are professional, thorough and working in the best interest of your client to make this as easy as possible for thier seller to accept your buyers offer!  Information you can gather:
    • Preferred closing date
    • Target price (if they will share) or a recent sale they are targeting (again, if they will share)
    • Do they want best and final offer or will they expect multiple rounds of bidding?
    • Is there a home inspection to review ahead of time?
    • Do they require a deposit draft at the time of offer?
    • Do they have a cut off time to review offers; after which they won’t accept any?
    • How many offers do they anticipate?
    • Will they accept a pre-emptive offer? (more about that below....)
  2. Decide your offer strategy ahead of offer time so you’re not pressured during the bidding. 
  3. Prepare and be comfortable with offers at A,B,C levels should you need to; have these at hand so you're not scrambling to do paperwork at the last minute.
  4. Ask the agent for written instructions, and follow them!  If they can’t provide written instructions this means offers night may not be organized & at least you’ll be prepared for that, too!
  5. Review recent sales so you understand market value for the property.
  6. If there is no home inspection provided by the seller, do your own ahead of time. 
  7. Review seller provided home inspection
  8. Send the listing to your mortgage broker to review to see if you can waive any finance condition
  9. Write a personal cover letter to submit with the offer to stand out from other buyers; or better yet do a video
  10. Get a deposit (bank draft) ready to submit with the offer
  11. Ask yourself “If I found out the house sold for $XXX.XX would I be OK with that?”  You just hit your price ceiling, where you can walk away without regret or emotion.

Develop a bidding strategy:

In the case of this home, we were fortunate that the listing agent had clear and concise directions, which we followed.  After the fact there were several offers higher than ours, but with conditions --that made our offer more appealing.  In our case we had decided our bidding strategy would be:

To offer a large deposit and have it available offer night

To go in with our highest and best offer

The house may sell for higher than market value because of the number of offers (it did not)

To rely on the owner-provided home inspection

The mortgage broker cleared an offer without finance conditions

To follow the rules set down by the listing agent

What happens if you can’t offer without a condition of finance (or inspection)?

Understand that to get a seller to accept a finance condition in an offer, you will likely need to offer a premium price.  Make sure you don’t offer what the property will appraise for; or you will have to come up with the balance in cash.

Do houses sell before the offer date?

Yes they can if a seller is willing to look at a pre-emptive offer.  This is also called a ‘bully offer’.   This may be discretionary and is usually (but not always) included in the listing details.  Bully offers are typically at the top of the price range a seller is anticipating with no conditions.  


Many of my clients want to make sure they make the right choice when they are downsizing to a condo.  Here are my to 5 tips for choosing a great condo when you’re downsizing from a house:

  1. Size – most people will feel comfortable in 1000 sq ft or more coming from a house.  This will generally put you in a spacious, older building.  Which were designed with this in mind when they were first built!
  2. Convenience – will your driving be limited in the future?  Pick a building that is close to shopping to maintain your independence for the next 10, 15 or 20 years!
  3. Community – every condo building has it’s own community.  Many buildings popular with downsizers has an active social community, some even have a recreation staff.   With and experience & deep research I have compiled a great list.
  4. Layout – Did you know that the layout of a condo may make a bigger impact on your comfort than the size?  Split bedroom floor plans, large balconies, two bathrooms are some of the most desirable features!  
  5. Amenities – Have grandkids?  Maybe a building with a pool is the way to go!  Many buildings have special features like pet spas, indoor & outdoor pools, putting greens, great gyms, guest suites, the list goes on.  Thinking about what building amenities you’ll use regularly (or not) will help you find a great choice!

For more tips on downsizing, check out my YouTube virtual Downsizing series! 

Virtual Downsizing Seminar Series