Home buying Seminar: How to save Money Buying a Home

Thinking of buying a home or condo in the next year?  Then join 3 industry experts as we discuss tips and tricks to save money throughout the homebuying process!  


We will be discussing topics like:

  • some of the best value  areas in The GTA to buy a home
  • tax credits 
  • the new Government of Canada incentives for first time homebuyers that were introduced in September,
  • home inspections
  • the steps involved in purchasing a home or condo.

There will be lots of time for a question and answers as well.  No obligation or pressure- just an interesting & informative session is planned.  Hosted by Sandra Barnes, Mortgage Specialist, Dominion Lending, Brent Jefferies, Classic Home Inspection & Sue Anfang, Top Realtor

There is free or paid street parking available.  


When: Sunday November 3, 1:00 - 3:00 pm

Where: Keller Williams Advantage Realty Inc, 1238 Queen St. E, Unit B (Queen/Leslie)

RSVP: [email protected] or call 416-562-5002

Apr 14, 2021

Recent Blog Posts

Oct 16, 2026

Home stage to sell it doesn’t mean you have to make your home feel like it’s not yours anymore!  

I firmly believe Home staging help sell a house, especially in this market, we’re in right now where it’s quite unpredictable.  

Owners still live in many of the homes that I stage; some people have a BIG resistance to staging; here are some of their most common concernts:

  • house won’t feel like their own anymore 
  • we have to remove all the furniture and replace it
  • they will have to pay for it
  • when they bought the house, it wasn't staged so why do they have to do it now? 

So why do we stage homes to sell - here are 10 of the most common reasons staging works?

  1. Sometimes the rooms are empty and needs furniture to show buyers how the space is to be used 
  2. Buyer's can't visualize what furniture will fit in an empty room
  3. The space is cluttered so staging & re-arranging the furniture will show off the space to its best
  4. Staging helps de-personalize a property to sell so that it appeals to today’s current buyers. 
  5. Removing your personal effects to stage protects your privacy
  6. Staged homes look better in pictures
  7. Neutral decor appeals to the most buyers possible
  8. A staged home looks move-in ready
  9. Staging a home can help appeal to the target buyer (think replacing a home office with a nursery, or creating a teen hang out in the basement)
  10. A staged home helps you compete with other homes that aren't staged

A lot of times it just looks like your house, but better!  


Take a look at these recent home staging transformations and let me know which is your favourite!  Curious if your home will benefit from home staging?  Call me at 416-562-5002



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Oct 14, 2026

Greater Toronto Area (GTA) Market Overview (September 2026)

The broader GTA housing market in September 2026 remained in a cautious holding pattern. Uncertainty surrounding macroeconomic indicators, inflation, and borrowing costs kept many potential buyers on the sidelines.   

Sales Volume: TRREB MLS® system recorded 5,040 home sales in September 2026, representing a 9.0% decline compared to September 2025 (5,540 sales). On a seasonally adjusted basis, sales and new listings both slipped compared to August 2026.   

New & Active Listings: New listings fell 14.4% year-over-year to 16,500, while total active listings stood at 26,131, down 9.3% from the previous year. 

Pricing Trends: The average selling price across the GTA dropped to $1,006,409, down 5.1% compared to $1,060,036 in September 2025. The MLS® HPI Composite benchmark also declined by 4.7% year-over-year.  

Economic Backdrop: The Bank of Canada’s overnight rate sat at 2.3%, with the prime rate at 4.5%. While interest rates have eased compared to previous years, buyers remain hyper-conscious of job security and long-term economic stability amid ongoing trade and tariff discussions.   

What's Moving the Centennial Scarborough & West Rouge Housing Market in September?

If you have been watching the broader Greater Toronto Area real estate headlines, you know the overall market has felt a bit sluggish. Across the GTA, home sales dipped 9% year-over-year in September 2026, and average prices softened by about 5% as buyers paused to weigh economic and borrowing cost uncertainties.

Take a closer look in Centennial Scarborough & West Rouge however, and you see a different story unfolding. While buyers are cautious, well-prepared homes in our neighbourhood are still capturing strong attention—and in many cases, selling close to asking price when priced right from day one.  The "list low" and create a bidding war price strategy has become less successful over the past month and a half. 

If you are thinking about buying or selling in Centennial Scarborough this season, here is a look at what the local data is telling us...scroll down for West Rouge information.

For Buyers: Navigating the Autumn Market in Centennial Scarborough

Opportunity in a Quiet Market: With overall buyer hesitation across the GTA, you have more breathing room to evaluate options than during peak spring markets.  As days on the market increase for many properties opportunities have increased.   Colleagues have been experiencing slower showings - a good evaluation of sellers pricing & carefully crafted negotiation strategy may get you better terms and conditions.   

Understanding seller motivation is key.  Be careful to look deep into the purchase history - some sellers are underwater financially if they purchased at the market peak and may be unable to close.  You certainly don't want to be in that situation once you find a home you love.

Competitive Edge for Turnkey Properties: While the broader market is soft, quality homes in Centennial that feature modern updates or exceptional lot features are still moving fast—often selling within a week to ten days when competitively listed (such as homes on Waterbridge Way or Pepper Tree Drive).   Buyers are looking for move-in ready homes with few updates to take on. 

Financing Realities:  mortgage rates are on the move up - sellers need to understand that while prices are down, cost of ownership at a higher interest rate may actually be more for a buyer to take on.  

For Sellers: What Features Are Helping Homes Sell Right Now?

If you are planning to list your home in Centennial Scarborough, local sales data from late summer and early fall highlight exactly what local buyers are chasing. Properties that emphasize these specific features are standing out and commanding premium prices:

  • Finished Basements with Separate Entrances & In-Law Suites: Multi-generational living and income potential are massive drivers right now. Homes featuring lower-level walk-outs, second kitchens, or dedicated suites attract intense buyer interest and strong closing prices.
  • Ravine and Green Space Backdrops: Centennial's natural topography is one of its greatest assets. Properties backing onto Colonel Danforth Park, Adams Park, or local greenbelts (like those on Cedarview Drive or Rolling Meadows) create an immediate sense of privacy and resort-style living that urban buyers will pay a premium to secure.
  • Backyard Oasis & Pool Upgrades: With buyers placing a high value on lifestyle, private backyards equipped with inground pools, interlocking stone patios, and mature tree canopies (such as the properties on Clyde Road and Langevin Crescent) are selling quickly and beating list-to-sale price expectations.
  • Modern Kitchen & Bathroom Updates:** Buyers want to move in without taking on immediate renovation projects. Fresh quartz countertops, updated cabinetry, and renovated primary ensuites—like those seen in recent sales on Andona Crescent and Pepper Tree Drive—help bridge the gap and drive competitive offers.

Comparison of August & September Housing market Stats in Centennial Scarborough


Lowest and Highest Sales in Centennial Scarborough September 2026


Lowest Sale price $900,000
6197 Kingston Rd. 

 


Highest Sale Price $1,485,870
48 Tanis Cres. 

 

Comparison of August & September Housing market Stats in West Rouge

The last couple of months were anomolies for West Rouge.  I haven't even calculated the month over month numbers because the low number of sales were a mix of high and low (as they say in fashion) throwing off any averages or median numbers.   In August, there were 2 homes sold $700,000 apart in price & in September there was a new construction home sold for $1.9 M but the rest were under $1m.

Interestingly, all the sales in both August and September were homes that had been on the market for a few months.  No new inventory sold. 

Lowest and Highest Sales in West Rouge September 2026

Lowest Sale Price $925,000
60 Starspray 

Highest Sale price $1,900,000
483 Brownfield Gardens
 


Are September sales for  West Rouge and Centennial Scarborough Up or down vs. 2025?

The number of sales are down 50% in West Rouge

The number of sales are down 18% in Centennial 


Want to know more about living in West Rouge and Centennial?  

Videos about Living in West Rouge & Centennial

Centennial Community Association Website

West Rouge Community Association Website

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Sep 29, 2026

The Landlord and Tenant Board (LTB) in Ontario had some major updates and legislative changes that took effect September 21, 2026.   Thes introduce significant procedural shifts for both landlords and tenants in Ontario, and should improve delays.

Key updates of the September 21 2026 LTB Changes are: 


Shorter N4 Notice Period (7 Days): The notice period for an N4 form (Notice to End a Tenancy Early for Non-Payment of Rent) has been reduced from 14 days to 7 days for monthly, yearly, and fixed-term tenancies. This compresses the window a tenant has to pay missed rent before a landlord can file an L1 application with the LTB.

N12 Personal-Use Eviction Compensation Exception:  Landlords serving an N12 notice (for personal use by themselves, a purchaser, or close family members) can now waive the standard requirement to pay one month's rent as compensation, provided they give at least 120 days' notice and the termination date aligns with the end of a rental period or term.

Persistent Late Payment has been defined (N8): Regulation changes establish a clear, written benchmark for persistent late payment under an N8 notice—defined specifically as "three or more occasions of rent being paid more than seven days late" within a six-month lookback period.

T5 Application Deadline Update: The deadline for a tenant to file a T5 application (for bad faith evictions or related issues) has been updated to two years after the date the tenant moves out

(Note: Other concurrent administrative shifts surrounding LTB reviews, fine structures, and general procedures have rolled out through mid-2026 to streamline case processing timelines.)

What these changes mean if you're a landlord:

These updated regulations provide sharper tools to manage cash flow and streamline property operations when challenges arise. With the N4 notice period compressed to just seven days, you can address non-payment of rent much faster, reducing the window of financial exposure. Additionally, the option to waive the one-month compensation fee on an N12 notice—provided you give at least 120 days' notice—offers welcome flexibility when transitioning a property back for personal or family use. Meanwhile, the clear benchmark for persistent late payment under an N8 removes previous gray areas, making it straightforward to document chronic payment issues and take decisive action.

What these changes mean if you're a renter: 

The shifting landscape means timelines and procedural windows require your utmost attention to protect your housing stability. Because the N4 notice period for missed rent has dropped from 14 days down to seven, you have a much narrower window to catch up on arrears before a landlord can file with the LTB. On the plus side, clarity around rules like the two-year deadline for filing T5 bad-faith applications gives you a solid, predictable timeframe to hold landlords accountable if an eviction turns out to be unlawful. Staying proactive with your communication and keeping meticulous payment records are your best defenses under these tighter rules.

Maximum Prosecution Fines for Landlords in Ontario:

For severe violations of the RTA—such as illegal lockouts, bad-faith evictions, or shutting off vital services—landlords can be prosecuted. Maximum fine thresholds are:   

  • Individuals: Up to $100,000   
  • Corporations: Up to $500,000  

Bad Faith Evictions (N12 / N13): If a landlord evicts a tenant for personal use or renovations and fails to follow through (e.g., re-renting the unit out immediately at a higher rate), a tenant can file a T5 application. Penalties ordered by the LTB can include:   

  • Paying the tenant up to 12 months of their last rent charged.   
  • Covering the difference in rent between the old unit and the tenant’s new home for up to one year.   
  • Covering reasonable out-of-pocket moving, storage, and related expenses.  

Other landlord behaviours that may result in fines or penalties are:  Illegal Lockouts, interfere with reasonable enjoyment, changing locks without following proper legal eviction processes, or harassing a tenant to force them out, are major offenses., intentionally cutting off or interfering with the supply of heat, electricity, fuel, hot/cold water, or gas is strictly prohibited.   Unlawful Rent Collection: Charging rent above allowable guidelines without an approved Above-Guideline Increase (AGI), illegally retaining deposits, or failing to pay annual interest on rent deposits results in mandatory rebates to the tenant (via T1 applications).   

For more information on Bill 60 & the Residential Tenancies Act visit: 

Ontario Government Website bill 60

Ontario Residential Tenancies act 2006

Landlord and Tenant Board of Ontario

Landlord Tenant Board Decisions through OpenRoom

LTB of Ontario Decision Data Catalogue

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