Navigating Ontario's New Landlord and Tenant Rules

The Landlord and Tenant Board (LTB) in Ontario had some major updates and legislative changes that took effect September 21, 2026.   Thes introduce significant procedural shifts for both landlords and tenants in Ontario, and should improve delays.

Key updates of the September 21 2026 LTB Changes are: 


Shorter N4 Notice Period (7 Days): The notice period for an N4 form (Notice to End a Tenancy Early for Non-Payment of Rent) has been reduced from 14 days to 7 days for monthly, yearly, and fixed-term tenancies. This compresses the window a tenant has to pay missed rent before a landlord can file an L1 application with the LTB.

N12 Personal-Use Eviction Compensation Exception:  Landlords serving an N12 notice (for personal use by themselves, a purchaser, or close family members) can now waive the standard requirement to pay one month's rent as compensation, provided they give at least 120 days' notice and the termination date aligns with the end of a rental period or term.

Persistent Late Payment has been defined (N8): Regulation changes establish a clear, written benchmark for persistent late payment under an N8 notice—defined specifically as "three or more occasions of rent being paid more than seven days late" within a six-month lookback period.

T5 Application Deadline Update: The deadline for a tenant to file a T5 application (for bad faith evictions or related issues) has been updated to two years after the date the tenant moves out

(Note: Other concurrent administrative shifts surrounding LTB reviews, fine structures, and general procedures have rolled out through mid-2026 to streamline case processing timelines.)

What these changes mean if you're a landlord:

These updated regulations provide sharper tools to manage cash flow and streamline property operations when challenges arise. With the N4 notice period compressed to just seven days, you can address non-payment of rent much faster, reducing the window of financial exposure. Additionally, the option to waive the one-month compensation fee on an N12 notice—provided you give at least 120 days' notice—offers welcome flexibility when transitioning a property back for personal or family use. Meanwhile, the clear benchmark for persistent late payment under an N8 removes previous gray areas, making it straightforward to document chronic payment issues and take decisive action.

What these changes mean if you're a renter: 

The shifting landscape means timelines and procedural windows require your utmost attention to protect your housing stability. Because the N4 notice period for missed rent has dropped from 14 days down to seven, you have a much narrower window to catch up on arrears before a landlord can file with the LTB. On the plus side, clarity around rules like the two-year deadline for filing T5 bad-faith applications gives you a solid, predictable timeframe to hold landlords accountable if an eviction turns out to be unlawful. Staying proactive with your communication and keeping meticulous payment records are your best defenses under these tighter rules.

Maximum Prosecution Fines for Landlords in Ontario:

For severe violations of the RTA—such as illegal lockouts, bad-faith evictions, or shutting off vital services—landlords can be prosecuted. Maximum fine thresholds are:   

  • Individuals: Up to $100,000   
  • Corporations: Up to $500,000  

Bad Faith Evictions (N12 / N13): If a landlord evicts a tenant for personal use or renovations and fails to follow through (e.g., re-renting the unit out immediately at a higher rate), a tenant can file a T5 application. Penalties ordered by the LTB can include:   

  • Paying the tenant up to 12 months of their last rent charged.   
  • Covering the difference in rent between the old unit and the tenant’s new home for up to one year.   
  • Covering reasonable out-of-pocket moving, storage, and related expenses.  

Other landlord behaviours that may result in fines or penalties are:  Illegal Lockouts, interfere with reasonable enjoyment, changing locks without following proper legal eviction processes, or harassing a tenant to force them out, are major offenses., intentionally cutting off or interfering with the supply of heat, electricity, fuel, hot/cold water, or gas is strictly prohibited.   Unlawful Rent Collection: Charging rent above allowable guidelines without an approved Above-Guideline Increase (AGI), illegally retaining deposits, or failing to pay annual interest on rent deposits results in mandatory rebates to the tenant (via T1 applications).   

For more information on Bill 60 & the Residential Tenancies Act visit: 

Ontario Government Website bill 60

Ontario Residential Tenancies act 2006

Landlord and Tenant Board of Ontario

Landlord Tenant Board Decisions through OpenRoom

LTB of Ontario Decision Data Catalogue

Sep 29, 2026

Recent Blog Posts

Oct 29, 2026

Have you ever heard of a DiSC personality test?  Well this blog post is for all the high D's out there (read below for what this means)


My head was crunching numbers this week, especially given the interest rate hike of .25% yesterday & the election this week - with a promise to lift the land transfer tax.  What would all this mean for real estate in Scarborough?  So I thought I'd start out at the beginning and look at what's happening this year.  My objective is to look at the following data:

  1. How much has the median price changed vs. this time last year
  2. Current inflation rate
  3. How much are sales numbers up or down? (West Hill is a surprise)
  4. How many years does it take for house prices to double in south east Scarborough? 

Inflation rate with fuel: 3.1%  Without: 2%

What does this mean? BOC wants to hold inflation to 2%  Everythings expensive, now mortgage rates got more expensive; about $40-$50 per $500,000 per month

Change in Median Home Sale Prices south east Scarborough vs. Toronto 2026

 

Toronto1,230,0001,200,000-30,000-2.44
Centennial Scarborough1,100,0021,077,500-22,502-2.05
West Rouge1,100,0021,020,000-80,002-7.27
West Hill900,000830,000-70,000-7.78


What does this mean: house prices have dropped since 2025 same time frame.  Centennial follows the rest of Toronto, West Hill has the biggest swing.  But surprisingly West Hill has had an increase in sales - I guess the large price drop creates great value for buyers. 

Change in number of home sales south east Scarborough vs. Toronto 2026


Freehold HomesNumber of Sales 2025 2026 YTD 
Toronto9,4719,279
Centennial Scarborough9580
West Rouge8042
West Hill94107


What does this mean:  reflective of what I'm feeling right now - a slowdown in sales.  West Hill sale prices have dropped to be very attractive to buyers especially in that below $830,000 price range.  


How long does it take home prices to double in south east Scarborough?

This is a stat that came up in a meeting the other day - that house prices in Toronto double every 10 years - I think they mean freehold.  In southeast Scarborough here's when house prices have doubled: 

Centennial, Scarborough - doubled since 2012 (14 years)

West Rouge, Scarborough - doubled since 2015 (11 years) 

West Hill, Scarborough - doubled since 2016 (13 years) 

What is a DiSC personality test? 

A DiSC assessment is a behavioral assessment tool used to improve communication, leadership, and team performance by identifying four primary personality styles: Dominance, Influence, Steadiness, and Conscientiousness. Organizations worldwide use DiSC to develop stronger leaders, improve workplace communication, and build more effective teams.  A high "D" personality wants quick, fact-based answers (think CEO)

Interested in other real estate statistics for Scarborough?  Check out my other blog posts! 




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Oct 16, 2026

Home stage to sell it doesn’t mean you have to make your home feel like it’s not yours anymore!  

I firmly believe Home staging help sell a house, especially in this market, we’re in right now where it’s quite unpredictable.  

Owners still live in many of the homes that I stage; some people have a BIG resistance to staging; here are some of their most common concernts:

  • house won’t feel like their own anymore 
  • we have to remove all the furniture and replace it
  • they will have to pay for it
  • when they bought the house, it wasn't staged so why do they have to do it now? 

So why do we stage homes to sell - here are 10 of the most common reasons staging works?

  1. Sometimes the rooms are empty and needs furniture to show buyers how the space is to be used 
  2. Buyer's can't visualize what furniture will fit in an empty room
  3. The space is cluttered so staging & re-arranging the furniture will show off the space to its best
  4. Staging helps de-personalize a property to sell so that it appeals to today’s current buyers. 
  5. Removing your personal effects to stage protects your privacy
  6. Staged homes look better in pictures
  7. Neutral decor appeals to the most buyers possible
  8. A staged home looks move-in ready
  9. Staging a home can help appeal to the target buyer (think replacing a home office with a nursery, or creating a teen hang out in the basement)
  10. A staged home helps you compete with other homes that aren't staged

A lot of times it just looks like your house, but better!  


Take a look at these recent home staging transformations and let me know which is your favourite!  Curious if your home will benefit from home staging?  Call me at 416-562-5002



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